I just had my first car incident today. I'm not happy.
I was parallel parking (which I had already done twice today!), and realized that I just was not going to get into the spot. There were cars backed up behind me, and I gave up. I was pulling out, and I scraped up against the other car. Shit. Nice long scratch on the car I was driving, and a paint scrape and a little scratch on the rear bumper of the other car.
I left my name and info on a napkin on the windshield, and the girl called. She was really nice about it, at least. She'll get a quote on repairs, and if it's below the deductible, I'll just pay for the repairs.